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Privacy Policy and Terms of Use

Please read this policy thoroughly. It includes terms pertaining to use of this website, the information presented at this site and privacy of online information.

Acceptance of Terms

By using this website you accept the Terms of Use stated below. If you do not agree to these terms you may not use this website. Benefits Consulting Northwest reserves the right to change or modify these terms at anytime and without notice. Your continued use after such changes constitutes your acceptance of the changes.

Use of Material

The information available through this site is solely intended for use by associations, employers and covered employees working with Benefits Consulting Northwest. You may download and print information from the website for use as an association, employer or covered individual, provided all trademarks and logos are retained in the document. Other reproduction or posting of this information is not permitted.

Benefits Consulting Northwest is not responsible for any damage or costs you incur from use of this website or your inability to use it. Benefits Consulting Northwest is not liable for any computer software or hardware problems, viruses, lack of security or other forms of damage resulting from use of this website.

Benefit Information Disclaimer

Benefit information for medical, dental, vision and prescription drug coverage is made available to employers and employees enrolled in insurance plans facilitated by Benefits Consulting Northwest. This information is provided as a convenience to persons covered by these insurance policies.

While Benefits Consulting Northwest makes its best efforts to provide current and accurate information, Benefits Consulting Northwest does not warrant that this information is current, comprehensive, free of errors, accurate or secure.

The content of this website is not intended to replace, modify, amend or augment any existing insurance agreement, or language in such agreements, you may be covered under with any insurance carrier whose benefit summaries are posted on this site.

Cookies and IP Addresses

Cookies are small text files many website servers place on your computer to help the webmasters track your use of the sites. This helps them determine which areas of the websites are most useful. An IP address is the number that represents your computer when you enter the internet. The Benefits Consulting Northwest website uses "session" cookies to keep track of which web browser is connected to the web site, so it can keep you logged in. It does not collect IP addresses or track webpage usage. However, we do encourage you to contact us if you would like to see changes in the website.

Email

Email is a convenient way to communicate with us. However, email is not secure and can easily be intercepted. Please do not put any personal confidential information, medical information or insurance coverage information in emails to us. Please call us directly to discuss anything that would require such information.

Links

Users should know that when you visit Benefits Consulting Northwest's website you may be directed to other sites that we do not control. These sites may send cookies to your computer and gather personal information or other data from you. While we make efforts to protect your privacy Benefits Consulting Northwest cannot provide security for any information you provide online. You provide this information at your own risk.

Security

Benefits Consulting Northwest does not request or collect personal information on this website thus reducing the need for security measures. Access to employer specific benefit information requires a username and password; however they are not specific to individuals.

Benefits Consulting Northwest cannot warrant that any information you provide through the website or emails is secure. We encourage you to contact us directly with such information. Once we receive the information we make every effort to keep it confidential and secure.

Copyright

All logos, text and benefit information are the property of Benefits Consulting Northwest, or are published with permission from the companies that own them, and are protected by United States and international copyright laws. As an employer or employee covered under one or more of these plans you are granted a limited license to download and print a copy of the benefit information pertaining to you.