Life and Disability Plans

Short Term and Long Term Disability

Disability insurance provides valuable income protection to employees in the event of a disability. It is an affordable benefit to the Employer.

According to the Life and Health Insurance Foundation for Education’s article, “Disability Insurance: Who Needs It?” in May of 2007, “Nearly one in five Americans willl become disabled for a year or more before the age of 65.”

Life and Accidental Death & Dismemberment Insurance (AD&D)

Offering Life and AD&D insurance to your employees is an inexpensive and valuable benefit that offers security to the family in the event of an employee’s death. Life insurance can be purchased in various manners, such as a flat amount or as multiples of the employee’s salary or a combination of both scenarios.