Long Term Care Insurance

Statistics have shown that fifty percent of Americans, who live past the age of 65, will need Long Term Care Services. The most common services are nursing homes, assisted living facilities, and in-home care.

In addition to Life / AD&D and Disability Insurance, Long Term Care Insurance provides security and income protection for the retirement savings of employees. This is a valuable and easy to implement benefit on a group or individual basis. In a group plan, one unique feature of Long Term Care Insurance is the availability of its coverage to extended family members of the employee.